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For people who want to pay their bills but need help.

You have taken the first step toward getting out of debt. For more than 35 years, Credit Counselors has helped over one million individuals and families take control of their finances. We provide confidental credit counseling, debt management programs, housing counseling and bankruptcy education. Begin your free credit counseling session now.

 

Get Immediate Relief and Find Long-Term Solutions

Credit Counselors, a non-profit Consumer Credit Counseling Service (CCCS) agency, offers relief from collection call, may save you hundreds of dollars every month, will help you reduce stress by creating a plan to get out of debt.

Call to speak with a certified credit counselor, or begin online with a Free Debt Analysis.

 

How We Can Help:

Credit counseling is an alternative to bankruptcy for those consumers with high credit card debt.

  • During the free initial counseling session, financial information, including credit card debt, your income and your expenses is collected to assess your current financial situation.
  • We develop a reasonable budget to enable you to pay down your debt and build a solid financial framework.
  • You will also learn how to track spending and to set aside an emergency savings fund.

When appropriate, we will recommend our Debt Management Plan (DMP). In this program, Credit Counselors negotiates with unsecured creditors (credit card companies, retailers, credit unions, etc.) to arrange special considerations, such as lowered payments, reduced interest rates, and waived late and/or overlimit fees. You simply make one monthly payment to Credit Counselors and then we distribute payments to each of your creditors.

Standards of Excellence

Credit Counselors upholds the highest standards for performance through participation in organizations dedicated to ethical business practices.

Logo for NFCCWe are a member agency of the National Foundation for Credit Counseling (NFCC), the most established and trusted credit counseling organization. NFCC members, often known as Consumer Credit Counseling Services (CCCS), can be identified by the NFCC member seal. This seal signifies that an agency follows the best business practices to ensure your funds are safe

Logo for COAWe are also accredited by the Council on Accreditation (COA) and have earned an A+ rating with the Better Business Bureau (BBB).



Better Business Bureau

 

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